Blog

  1. Perspectives
    Protecting Your Lending Business From Fraud
    While new technology has certainly paved the way for new scams, it has also given us new, robust tools for safeguarding against fraud and minimizing impact if it occurs. By finding a reliable data partner, lenders can safeguard against fraud in a few key ways.
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    2 years ago
  2. Perspectives
    De-risking your Lending Business During an Economic Recession
    The tools and technologies banks and fintechs in Africa should adopt during uncertain economic times.
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    2 years ago
  3. Product Announcement
    Meet Pngme's Feature Library
    calculate debt-to-income ratio, view a user's cash flow, and more. We make creating insights easy.
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    3 years ago
  4. Case Study
    How Fintechs are gaining a competitive edge with Pngme
    Pngme provides real-time comprehensive financial profiles de-risking lending decisioning within days of integrating
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    3 years ago
  5. Pngme Dashboard 3.0
    Welcome to The New Pngme Dashboard
    Everything you need in one place to explore data, manage your account and start accessing financial data
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    3 years ago
  6. How to
    How to Query Pngme's API in 4 Minutes
    Learn how to access Pngme's API and access data in 4 minutes
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    3 years ago
  7. Insights
    Connecting with New Customer Segments
    How increasing financial data access and data labeling provides access to new customer segments.
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    3 years ago
  8. Perspectives
    Make An Impact: Engineering the Future with CTO Nick Masson
    We sat down with Nick for a quick chat about what excites him about leading Pngme’s engineering teams.
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    3 years ago
  9. Insights
    Pngme Insight 3: On-Device Financial History
    Pngme provides actionable insights through its mobile SDK and unified API. Such insights are driving growth and powering robust credit capabilities with the top banks in the market.
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    3 years ago
  10. Announcement
    We Raised $15M in Series A Funding to Power the Future of Financial Services in Africa!
    We are excited to announce that we have raised a further $15 million in Series A funding as we set out to grow our financial data infrastructure and machine learning-as-a-service platform.
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    3 years ago
  11. Insights
    Traditional vs Real-Time Credit Models
    Traditional credit scoring methods rely on narrow, often outdated sets of data and are in desperate need of improvement. The traditional data that banks and FIs depend on to score customers excludes the unbanked population of 3+ billion people across the globe, and forfeits an incredible opportunity for growth.
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    3 years ago
  12. Insights
    How Your Customer Data Can Build Alternative Credit Models
    Information derived from non-traditional data sources reveals dynamic and meaningful insights that can be used in assessing risk and ultimately improving loan approval rates.
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    3 years ago
  13. Insights
    How Pngme Helps Financial Institutions Identify Loan Stacking
    Loan stacking is a huge issue for financial institutions in sub-Saharan Africa. Technology that can quickly spot this behavior and alert financial institutions (FIs) in near real-time is vital to the informed decision making processes needed to operate a lending business in today’s financial services ecosystem.
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    3 years ago
  14. Perspectives
    What Is Self-Sovereign Data And Why Does It Matter In The Time of COVID
    Covid-19 is changing the financial landscape of Africa. Since the outbreak of the pandemic, banks and financial institutions have seen a pivot from cash-centric systems to digital ecosystems.
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    4 years ago
  15. Podcast
    400 Million People In Sub-Saharan Africa Without Formal Credit Files
    Pngme’s Founder and CEO, Brendan Playford appeared on the Tearsheet podcast to speak with Zack Miller, Editor-in-Chief about Pngme’s plans in 2021.The 20min interview provides a focused snapshot of our vision for financial inclusion and how Pngme and companies like it, are providing the infrastructure and services for thin-file, credit invisible individuals in Africa and beyond.
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    4 years ago
  16. Insights
    The Future of Open Banking in Nigeria: Predictions from Pngme’s Lagos Team
    Pngme is experiencing rapid growth in the region spearheaded by two experienced technologists and in-market experts.
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    4 years ago