Powering the intelligence that unlocks data
The data infrastructure platform designed to help financial institutions and enterprises leverage machine learning-ready data in emerging markets.
Pngme is operated by Messier 31 Inc, a Delaware corporation.
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Operating in 7 Emerging Markets
Powering financial innovation across fast-growing economies
Nigeria
Kenya
Ghana
India
Uganda
Zambia
Sri Lanka
The platform for digital finance
Aggregate and operationalize data, providing actionable insights that enhance credit scoring, customer segmentation, and personalized financial services.
Universal Data Ingestion
Connect and aggregate financial data from hundreds of institutions across multiple countries.
Automated Feature Building
Transform raw data into machine learning-ready features that capture financial behavior.
Insights Generator
Leverage AI to generate actionable insights for credit scoring, risk assessment, and customer segmentation.
Trusted By
Enterprise grade security & privacy
At Pngme, safeguarding financial data is at the forefront of our operations. Our security infrastructure is meticulously designed to ensure that your sensitive data is guarded with precision.
- SOC 2 Type 1 compliant
- GDPR, KDPA, NDPA, GDPA compliant
- Security monitoring 24/7
Synthetic Data Store
Privacy-screened consumer and MSME financial behavior panels from Kenya, Nigeria, and Uganda — structured for benchmarking, analytics, and early-stage model development.
Built for: Fintechs · Banks · Insurers · AI Labs · Researchers · Strategy Teams
Consumer Cash-Flow Behavior
Inflows, outflows, transaction rhythms, account patterns, and category signals.
MSME Financial Patterns
Small-business cash-flow behavior, payment flows, operational intensity, and account usage.
Cross-Market Benchmarking
Compare financial behavior across Kenya, Nigeria, and Uganda.
Model Prototyping
Test feature ideas for credit risk, affordability, churn, or customer segmentation.
Ready to get started?
Join the leading financial institutions and enterprises leveraging Pngme's data infrastructure platform.
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